Money shouldn´t stop making your plans come true. Learn how personal loans can help you!
Find Credit Cards for Poor Credit
28 Sep 2018

Trying to Find Credit Cards for Poor Credit Doesn’t Need to Be Difficult

If you are looking for a provider that can supply credit cards for poor credit, you don’t have to look any further. Whatever the reasons for your poor credit report, Bonsai Finance can put you in touch with a provider that will be only too happy to provide you with a credit card. It couldn’t be easier as we have extensive experience in this area. All you have to do is fill in our application form to start the ball rolling.

Why Would They Give a Credit Card to Me?

It is easy to fall into the trap of thinking that because you have poor credit, no one will be interested in letting you have a credit card. However, it isn’t as simple as that; there are many more nuances that affect whether or not a credit card provider would be happy letting you have one of their cards. This is particularly true if you can show that you are not in the same situation as you used to be with regard to finances.

You may have had a hard time with money in the past and ended up being bankrupt, with county court judgements (CCJs) against you or simply not been able to pay back loans on time. It doesn’t have to stay that way though and if you manage your money properly now, you can see a huge improvement in your credit score in a matter of a few months.

What Do I Need to Do to Find These Credit Cards?

Firstly, you need to check your score with one of the UK’s credit reference agencies like Experian. Armed with that information you can set about improving it, and getting a credit card can be the first step to doing just that.

You need to show that you are capable of coping with your finances in order to make your credit score look better, and that means never exceeding the limit that you are set and paying back the balance in full on time each month.

It sounds like a vicious circle. You have a bad credit score so you can’t get a credit card, but the only way to improve your credit score is to get a credit card and treat it responsibly. It doesn’t have to be that way though. If you let us find you a credit card provider that will give a card to you even though you have poor credit, you can then use it to improve your credit score. The initial card you get will probably have a lower credit limit than those given to people with excellent credit scores, however, if you increase your score by being responsible, it will only be a matter of months before you too will be able to increase your limit.

Where to Find Credit Cards for Poor Credit

As a first step it may seem an impossible feat to find credit cards for poor credit, but that is exactly where we at Bonsai Finance come in. All you need to do is contact us using our simple and clear application form and we’ll do the rest. Because we have been in the industry for many years, we have forged long and effective partnerships with many trusted and respectable financial institutions and credit card companies. Our skill and knowledge means that we can match you perfectly to the lender or credit card provider that has the best card for you and your circumstances. If you want to bring yourself out of the financial doldrums and into a bright future, get in touch with us today to see how we can help.